Finance – North West News Times

Personal Loan in India: A Comparison Guide

21Aug

By Ritu KapoorNo Comments

Personal Loan in India: A Comparison Guide

New Delhi [India], August 21: Availing a Personal Loan is a convenient way to meet your financial needs almost instantly. You can use it for various personal needs like medical needs, weddings, home renovations, and travel. To avail a Personal Loan, you require minimal documentation and no collateral, making them the easiest option.Here are some comparisons you can make between your different loan options to choose the best Personal Loan in India.Consider Different Banking PartnersDifferent banks offer Personal Loans at different interest rates. The loan amount, tenure, and processing charges may also vary. They may also have different eligibility criteria that determine whether you get approved for the loan or not. Compare your options and choose a bank that is rel...

The Complete Guide to Avoiding Car Insurance Claim Delays

18Aug

By Ritu KapoorNo Comments

Finance

The Complete Guide to Avoiding Car Insurance Claim Delays

New Delhi [India], August 18: You can reduce delays in your car insurance claim by reporting the incident promptly, preserving evidence, submitting complete documents, and following the insurer’s process carefully. Clear communication from the beginning helps prevent repeated queries and avoidable gaps.A claim may slow down when information is missing, repairs begin before inspection, or documents contain conflicting details. The aim is not to rush assessment but to make every step easier to verify.Report the Incident without Unnecessary DelayEarly intimation allows the insurer to record the event and explain the next steps.Use an approved contact channel and share the facts clearly. State when and where the incident occurred, how the vehicle was affected, and whether anoth...

Alcohol-Related Claims in Travel Insurance: Important Exclusion to Know

14Aug

By Ritu KapoorNo Comments

Finance

Alcohol-Related Claims in Travel Insurance: Important Exclusion to Know

New Delhi [India], August 14: Alcohol-related claims may be excluded when drinking contributes to an illness, injury, accident, loss or unlawful act during an overseas trip. Travellers should therefore read the intoxication clause before departure and understand how it may affect different sections of a travel policy during a foreign journey.The presence of travel insurance does not mean every incident will qualify. Claim decisions usually depend on the policy wording, medical records, official reports and the circumstances surrounding the event.What an Alcohol-Related Exclusion MeansAn alcohol-related exclusion sets out when a policy may not respond to a loss connected with drinking or intoxication. The wording can vary, so assumptions based on another policy may b...

Regulatory Review Draws Attention to Online Forex Trading Ecosystem

29Jun

By Ritu KapoorNo Comments

Finance

Regulatory Review Draws Attention to Online Forex Trading Ecosystem

New Delhi [India], June 29: Regulatory authorities and financial oversight bodies are reportedly reviewing activities related to online forex trading and cross-border financial transactions involving overseas digital trading platforms.According to publicly available regulatory advisories, financial regulators continue to monitor digital investment ecosystems to encourage compliance with applicable financial and regulatory norms in India. As part of this broader exercise, information relating to investor participation, transaction patterns, and digital financial activities is being examined.The ongoing review is focused on assessing whether certain online trading activities and associated operations comply with Indian regulatory requirements. The exercise is intended to promote grea...

Bajaj General Insurance Launches MHCP EDGE Plus, a Flexible, Next-Generation Health Indemnity Plan with Coverage upto INR 5 Crores

19May

By Ritu KapoorNo Comments

Finance

Bajaj General Insurance Launches MHCP EDGE Plus, a Flexible, Next-Generation Health Indemnity Plan with Coverage upto INR 5 Crores

Pune (Maharashtra) [India], May 19: Bajaj General Insurance Limited (formerly known as Bajaj Allianz General Insurance Company Limited), one of India’s leading private general insurers, today announced the launch of ‘My Health Care Plan Edge+’ (MHCP EDGE+), a comprehensive health indemnity solution designed to address rising healthcare costs and reduce out-of-pocket expenses through enhanced flexibility and customisation.Sum insured options from INR 5 Lakhs up to INR 5 CroresUnlimited reinstatement ensuring continued coverage within the policy yearModular design with multiple add-ons and riders for customised protectionCoverage for consumables, modern treatments, and global care optionsAge Shield feature to lock premium at the entry age until a claim is madeSmart T...

From Criticism to Collaboration: Building India’s USD 10 Trillion Economy Through Distributed Excellence

12May

By Ritu KapoorNo Comments

Finance

From Criticism to Collaboration: Building India’s USD 10 Trillion Economy Through Distributed Excellence

Anuj Agrawal, Founder & CEO Of Zyon GroupBengaluru (Karnataka) [India], May 12: Bengaluru has been under siege—not from competition, but from criticism. Headlines decry its traffic, infrastructure gaps, and strained public systems. But here’s what the critics miss: Bengaluru’s problems are symptoms of unprecedented success. When a city hosts 875 GCC Units, employs 1.65 million technology professionals, and nurtures 53 unicorns—more than any other Indian city—growing pains are inevitable.India’s ambition to become a $10 trillion economy by 2030-35 doesn’t hinge on solving Bengaluru’s traffic. It hinges on building ten more Bengalurus.The Numbers Tell a Remarkable StoryIndia’s technology ecosystem has reached unprecedented scale. W...

A 2,124-Year Insurance Policy Triggers RBI Action, and the Launch of NYVO

11Feb

By Ritu KapoorNo Comments

Finance

A 2,124-Year Insurance Policy Triggers RBI Action, and the Launch of NYVO

New Delhi [India], February 10: A nationalised bank in Maharashtra sold a life insurance policy to a 90-year-old man. The annual premium was ₹2 lakh. The maturity date of the policy was the year 2124. This was not a hypothetical case or an isolated error, it happened. The Reserve Bank of India has since taken note. In its February 2026 policy statement, the RBI proposed comprehensive guidelines to curb mis-selling by banks, including mandatory suitability assessments and stronger accountability for staff. The issue has grown too large to ignore. But regulation alone will not fix it. What families truly need is a fundamentally different kind of advisor. This type of mis-selling stories led to the launch of NYVO. The founders of NYVO, Harsh and Kshitij, are veterans in financial services. Ha...